I've found that sitting down and doing a complete overview of my finances has been the best way for me to see where I have been spending unnecessarily. Write everything down! And keep track of everything. It'll make it easier for you to target areas of your finances that need work.
If you've ever watched "'Til Debt Do Us Part" or "Princess," then you know who Gail Vaz-Oxlade is. She gives amazing advice on how to cut your spending, and get rid of your debt. Check out Gail's website - there's a great resource section with interactive worksheets. They are SO helpful, especially if you are trying to get your finances in order and have no idea where to start. She offers lots of great tips on her website - her site is definitely worth bookmarking!
Happy reading!
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