Okay, so everyone knows that if you cut out the expensive lattes every day, you can save a ton of cash... This is seriously the best thing I have done. I knew about that latte factor, but I always saw my latte break in the afternoon as well deserved and hard earned. And I figured that it was a small amount of money (MY money), and it didn't make a difference. So....$4 a day, 5 times a week, 50 weeks a year... $1000. The worst part of that is, at my office, we have an industrial espresso machine....so I can make a latte anytime. I just really loved that routine, having a reason to get up and leave the office in the afternoon.... So now, I make my own free latte in my $15 travel mug, and take it outside. And sometimes I make another one for the ride home.
It's a great idea to take a hard look at your habits, and pinpoint areas where you're spending money when you don't have to.
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